3月15日，据国家金融监督管理总局网站，为维护个人贷款市场秩序，保护金融消费者合法权益，提升金融服务质效，近日，金融监管总局、中国人民银行联合发布《个人贷款业务明示综合融资成本规定》（以下简称《规定》），自2026年8月1日起施行。
If the node is an output node, we add it to a list of outputs that need to be updated4.，更多细节参见91吃瓜
^ Defenders of the Palsgraf perspective often insist that, under the principle in Palsgraf, the defendant must treat the plaintiff carelessly (or otherwise wrongfully) only under some abstract and generic description. See, e.g., Weinrib, supra note 17, at 165 (“In the Palsgraf case, for instance, it does not matter whether the defendant foresaw the danger to the plaintiff, Mrs. Palsgraf, as a specific and identified person . . . .”); see also John Oberdiek, The Wrong in Negligence, 41 Oxford J. Legal Stud. 1174, 1181–82 (2021) (predicating tort liability on the breach of a duty of care “owe[d] [to] another individual, whether named or described generically,” id. at 1181). Even those who reject the Palsgraf perspective, in various respects, sometimes suggest such a view. See, e.g., Keating, supra note 17, at 152 (“Obligations of reasonable care . . . are relations between and among representative persons, with respect to the kinds of dangers that we might reasonably foresee happening.”). For a precise articulation of this generic understanding of the Palsgraf principle, see Jed Lewinsohn, “I Didn’t Know It Was You”: The Impersonal Grounds of Relational Normativity, 59 Noûs 191, 194–96 (2025).，详情可参考okx
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